Loans & Advances Products

Individual / Micro Loans: These are loans granted to individuals / micro enterprises engaged in income-generating activities in the informal sector. A guarantor is required to support the facility. (Collateral requirement is mandatory for this type of loan).

SME Loans: These are loans granted to individuals / small enterprises under mandatory collateral requirement.

Business Loans: These are loans granted to individuals / small enterprises under mandatory collateral requirement.

Group Loans: These are loans granted to groups, associations and / or identifiable groups made up of market traders, artisans, entrepreneurs. It is applicable to groups with a maximum membership of not less than five (5) members and more than twenty (20) members. Salary Loans These are loans granted to salaried workers.

Auto Loans: These are loans granted to individuals and organizations to purchase vehicles, under mandatory collateral requirement.