What we offer
Savings and credit built for entrepreneurs, farmers, traders and community groups across Ghana.
Afro Savings Account
A flexible savings account built around how our customers actually save. Deposits can be made through our field officers and mobile bankers, or through mobile money and our digital channels. However you choose to save, your money is working towards what comes next.
Fast SME Loans
Short-term credit for customers who need funds quickly. Repayment periods are shorter, which makes it suited to urgent needs rather than long-term investment. Applications are handled at branch level so a decision reaches you without delay.
Agribusiness Loans
Financing across the agricultural value chain, offered with other value chain actors. We work with aggregators, smallholder farmers and processors to address what holds farming back. That includes limited access to finance, post-harvest losses and difficulty reaching markets.
Community Banking and Group Lending
A group lending approach built around the communities we serve. We work with women's groups, youth associations, artisans and traders in rural and inner-city areas. Each group is supported by digital financial literacy training as they borrow and grow.
Masalachi / Place of Worship Account
A dedicated account for religious groups and organisations. It helps congregations build funds towards the development and upkeep of their place of worship. It also supports planning for the longer-term needs of the organisation and its members.
Business and Personal Loans
Credit for business owners looking to expand or to meet a pressing need in the business. We also lend to individuals who need funds quickly for personal reasons. In both cases we look for a regular and demonstrable cash flow.
Not sure which one fits?
Talk to one of our officers. They will go through your situation and point you to the product that suits it.
